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*Whether you are looking to remortgage or buy a property...

The impact of the "credit crunch" has dramatically affected mortgage lending. To meet capital adequacy requirements banks have been shoring up their balance sheets and consequently their appetite to lend has been severely restricted. In March 2009 the Bank of England reduced the "base rate" of interest to 0.5% in an effort to stave off the prospect of severe recession in the UK. For those on low tracker rates this has been good news. The question remains: when will interest rates rise and by how much? Our clients will typically engage us to:

- Advise about a new mortgage
- Arrange a remortgage to find a better rate
- Advise about the benefits and risks of raising additional money by remortgage
- *Provide advice on buy-to-let properties and portfolio building

A mortgage will typically be your biggest debt and rates can vary considerably from one lender to another. Taking independent advice can help you to get the right solution.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage


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Featured Videos

The videos on this site are produced by BBC Television. Fee-Saver Mortgages Limited and TenetConnect Ltd cannot be held responsible for the accuracy or content of these videos

Panorama Documentary looking at excessive pension commission and admin charges.

First Broadcast on BBC Mon 4 Oct 2010
More From Panorama Coming Soon!

 

Part 1 of 4: A look at how miserable the UK's retirement could be.

Newsnight, 07 September 2010.

More from NewsNight Coming Soon!

Fee-Saver Financial Planning is a trading style of Fee-Saver Mortgages Limited, which is an Appointed Representative of TenetConnect Ltd, which is authorised and regulated by the Financial Services Authority. TenetConnect Ltd is entered on the FSA register (www.fsa.gov.uk/register) under reference 149826.

Registered Office: 87 Redwing Road, Waterlooville, Hampshire, PO8 0LX • Company Registration Number: 4916630 • Registered in England and Wales. The Information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. A fee may be charged for mortgage advice. This will depend on your circumstances but we estimate that it will be £995. *Some areas in which we give advice are not currently regulated by the FSA, including most buy-to-let mortgages, commercial property purchases and tax planning